Mar 09
Timothy Simons GrimshawTravel Tips advice, auto, contract, finance, holiday, insurance, law, legal, leisure, misc, protection, security, travel, Travel Tips, vehicle
The 1970′s rock band Caravan once released a rather oddly titled album called “For Girls Who Go Plump In The Night” which, let’s be honest, isn’t the kind of thing you’d expect to read in an article about caravan insurance, even if the writer owns one (a caravan that is!) An insurance man in a caravan is perhaps not that strange, but an insurance man in a caravan listening to Caravan? No way!
I’m not sure what got me thinking about this subject; I think it was looking back at some photographs of last years Glastonbury festival and noticing, in one guise or another, just how many caravans were there. Obviously as an insurance man I was thinking about their insurance cover and whether or not the underwriters were actually aware just what they were being used for.
If I remember correctly, these caravans were being used for everything from living quarters to tea shops (and I’m still talking about proper caravans, curtains and all, not mobile catering units) they were also used as places for tired musicians to rest and some were even housing paid showers.
Over in the camping fields there were caravans sheltering security staff from the rain, acting as the temporary weekend home for ageing rockers (some may have even been fellow caravan fans who knows?) and as the meeting point for lost festival goers.
Of course, the musicians themselves are among the biggest users of caravans at music festivals, they usually use the huge ones with extra wheels on the front for steering and they use them for changing in, preparing for the show in, and then use them to indulge in general after-show rock-star behaviour which I think is probably best left to the imagination! I’m not sure if Caravan ever used one, I think that would just be too good to be true! Caravan in a caravan listening to their debut album (which was called, as you may have guessed, “Caravan”). Or even better, if they had arranged a convoy with some friends, a caravan of caravans including a caravan with Caravan in it listening to Caravan!
Anyway as I said, I started thinking about whether or not they had the correct insurance cover and let’s face it, they probably didn’t did they? If you’re thinking about taking your caravan along to a festival this year it’s worth thinking about proper insurance. A caravan can get damaged by careless fellow festival goers, it can slide off of its own accord into the mud, they can get flooded inside, catch fire, get blown away and, well, almost anything can happen. Luckily you can insure your caravan against most things – even collisions with uninsured caravans being used as tea shops!
Coversure are one of the country’s leading providers of caravan insurance if you are thinking about taking your caravan to a place where it would be even remotely at risk, you should think about looking into some caravan insurance just to be safe.
Mar 06
Ciara Hodson McLemonUncategorized advice, auto, contract, finance, holiday, insurance, law, legal, leisure, misc, protection, security, travel, Travel Tips, vehicle
Chester Cooke was excited by the prospect of buying a caravan on the banks of the River Avon, not far from Stratford, on a professionally run, well maintained and gorgeous site with lots of amenities. Being a diligent kind of chap, he looked into all of the potential issues, after all you can’t be too careful with the thick end of twenty grand plus annual service charges, which didn’t include insurance for some reason.
He phoned his broker and asked about caravan insurance who told him that there shouldn’t be any problem and the broker would be delighted to give Chester a quote. Chester gave the broker details about the type, value and size of the caravan and where it would be situated.
A few minutes later the broker called him back. Unfortunately he would not be able to give Chester a quote for the caravan insurance. Although the caravan site met all the normal criteria, there was a problem with the beauty spot itself. It was on the banks of the river, right at the water edge, and the Avon had flooded last year. Chester remembered seeing the reports on the news. Apparently there had been lots of claims for flood damage and insurers were unwilling to write any new caravan insurance for sites on the banks of the Avon. If he was going to buy a caravan there, it would be at his own risk.
This news meant that Chester could not have his caravan exactly where he wanted because it was quite likely that the Avon would flood again at some point in time and he could not afford to have a caravan there without it being insured. He asked his broker about other “normal criteria” for caravan insurance so that might continue pursuing his plans to buy a caravan.
Ideally the site should be a registered CaSSOA site. There are insurance discounts for these because they have minimum standards of security. If the caravan is to be sited more informally, on a farm for instance, the caravans on the farm should be in their own compound with a defined perimeter. Some insurers insist that there are a minimum number of caravans on the site, safety in numbers as it were. Finally Chester should look for a site with good security, a mature hawthorn hedge or palisade fencing marking the boundaries.
Before this, Chester hadn’t really given much though to caravan insurance. He didn’t think it was going to be such a big part his decision to buy a caravan. All he knew was that he was grateful to have a good broker who knew how to take care of it all because after all, all he really wanted to do was enjoy his caravan. The insurance was just to take the worry out of owning it.
Caravan insurance is one of the most important factors to take into consideration when thinking about purchasing a caravan. Coversure are a leading provider of caravan insurance and can offer you advice, or a quote to get your caravan insured
Feb 28
Liam McGulliver FletcherLondon advice, finance, legal, London, misc, services, Shopping, tax, tax free, taxes, tourism, tourist, travel, UK
Retail tax or sales tax, added onto the total price of good purchased, is a reality that most people accept. Because of this implicit acceptance it comes as a pleasant perk that with travel from non-European Union (EU) countries into EU countries and purchasing goods within those countries can result in reclaiming any taxes you have paid on good. We all know duty-free shops within international airports; however, this law is in effect for a variety of retailers throughout the EU nations.
Taxes can be added onto a good through a number of ways and names including consumption, sales, or the standard EU value added tax (VAT). Traveling abroad in the EU, customers will find the VAT a standard addition to any purchased goods. The ability to refund VAT, however, is a perk not held by member countries of the EU, unless the items are meant to be shipped to non – EU countries.
The value added tax or EU-VAT, encompasses all member countries of the union and so becomes an issue for non-EU dwelling residents traveling abroad within the European Union. Members of the EU are unable to take advantage of a VAT refund unless the items are purchased to be sent outside of the EU.
Going through the paperwork process of refunding EU-VAT is not one that has to be accomplished alone. There are a number of reputable companies with the technical experience and established retail relationships to do the work for you.
The job a consumer must fulfill is saving all receipts and before leaving an EU country, visiting customs officials and acquiring an export validation stamp.
Minus the purchase of books and clothes for children, which are exempt for VAT, any minute item cannot be claimed in search of a VAT-refund. Minimum purchase requirements must be met to obtain a proper refund and each EU country has its own VAT-refund percentage.
Finding a company with extensive retail ties is important and Premier Tax Free fits that requirement with its personal relationship with almost 100,000 retailers worldwide. Placing your refund recovery in the hands of a company will make receiving that refund hassle-free which tax free shopping for non-EU residents, surprisingly, is.
Discover all you need to know about tax free shopping by checking it out today. Take advantage of the chance to save money by enjoying some tax free shopping. Head online and find out all you need to know.
Feb 22
Timothy Simons GrimshawTravel Tips advice, auto, contract, finance, holiday, insurance, law, legal, leisure, misc, protection, security, travel, Travel Tips, vehicle
Insuring your possessions is vital today as there are so many incidents that could cause them to be damaged or stolen. If you own a caravan you will probably need to have some caravan insurance advice before you select a policy. If this is the case here are a few pieces of advice on obtaining the right type of caravan insurance.
Before you take out any insurance it pays to know there are many types. So if you have a touring caravan you will need different cover to someone who has their caravan on the same site constantly. So bear this in mind when you are selecting your insurance.
Many people forget to include costly items that are stored in the caravan. So when you are looking at premiums you need to mention these. There are too many people who overlook what they have in their caravan, so don't fall into this trap when you purchase your insurance.
Some of the insurance companies that provide caravan insurance will also bring out magazines on a regular basis. These will feature special offers and new caravan sites that are of interest to people who enjoy caravans. So if you would like more information on caravans and so on, think about this when purchasing insurance.
Getting a lot of quotes from different insurers also makes sense when looking for low cost insurance. You can get as many quotes as you like and you are under no obligation to follow them up. So if you want to make a saving, get quotes.
Following these simple pieces of caravan insurance advice will mean that you get the best premium. Being insured is crucial if you want to enjoy your caravan without worrying. So get a quote today and get the policy that suits you.
Learn more about caravan insurance by looking online. Learn if you need to have caravan insurance or not and what coverage is best. Jump online now and learn more.
Feb 12
Ciara Hodson McLemonTravel Tips advice, entertainment, events, marriage, misc, parties, recreation, relationships, society, stag party, travel, Travel Tips, Weddings
The typical stag party usually consist of half naked women and lots of booze. The best man usually plans the groom-to-be’s stag party to celebrate his last night of single life. Over the years men have been to so many of the same parties with strippers, beer, and pizza that it has become repetitive and even boring. Many men are looking for new stag party ideas.
One idea is changing the tone of the party. Instead of wild and crazy try calm and relaxing. Get a cabin out in the woods somewhere and just relax and hunt and fish with some close friends. This will be more relaxing for you than something wild and crazy and you also have less of a chance of getting too drunk and doing something stupid that might ruin your marriage. You would not believe the number of people who will destroy their marriage before they even get the ring on their finger.
If the groom-to-be is not much of a fisherman then try planning something around his interest. If he is a golfer you can plan a golf weekend. Take a trip some where that has great golf courses and spend the weekend golfing on different courses. If he is a sports fan you can plan a trip to see his favorite team play a game.
All you have to do is use your imagination when planning the best stag party. Instead of doing things that could defile your marriage go do something wild that you have never done before. You can go sky diving, bungee jumping or even deep sea fishing. Just think of something that you have never done and just plan your party around that. You will get just as much excitement there as you would watching some woman strip.
This will be a time for bonding. It will be the last night you will spend with you buddies as a single man so make it one you will always remember. Get you some scotch, cigars, and snacks and have a night that you will always remember with no regrets.
Last thing to remember is not to make plans for you but for the groom. Do your homework and ask around to find what it is that the groom loves to do. If you need some help you may ask the bride. One would hope if she is about to marry the man she knows what he enjoys. Just a little imagination and information and you can come up with the best stag party ideas ever.
When you are in search of the perfect stag party ideas, you’ve come to the right place. There are multiple activities and fun available when you get create using stag party ideas that are unique.
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